Variable Annuities

What's your measure of financial freedom?
A variable annuity can help you get there.

Put the power of a variable annuity to work for you.

Tax-deferred investing*
Any growth in your investment earnings grows tax-deferred until you make a withdrawal from your annuity or begin to receive annuity income payments.

Choice and flexibility
We offer a range of investment options across asset classes. These investment options are managed by some of the best-known portfolio managers in the industry. Plus, you have the flexibility to exchange money from one investment option to another within your annuity, without paying taxes.

Retirement income
You have many options when the time comes to start drawing income from your variable annuity, including payments guaranteed for life, liquidity to provide you with access to some or all of your funds, and inflation sensitivity.

Living benefits
Prudential Annuities Optional Living Benefits, available at an additional cost, may help protect your principal, provide guaranteed withdrawals and accumulations, or ease your concerns about outliving your income, while you save for retirement.

Death benefits
If you pass away before you annuitize your variable annuity, the issuer will pay a death benefit to your beneficiaries. We also offer optional enhanced death benefits at an additional cost.

Prudential Annuities offers a wide selection of variable annuities to help you meet your retirement goals.

 

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed Financial Professional can provide you costs and complete details.

Withdrawals are subject to all of the terms and conditions of the annuity, including any withdrawal charges that may apply. Withdrawal of taxable amounts are subject to income tax, and if prior to age 591/2 may also be subject to a 10% penalty tax.

 

Please read Prudential Annuities disclaimer.

All guarantees are based on the claims-paying ability of the issuer. The guarantees do not apply to the investment performance or safety of the underlying portfolio in the variable annuity.

Tax deferral is provided by an Individual Retirement Account (IRA) and other qualified retirement plans. A variable annuity contract should be used to fund a qualified retirement plan to benefit from the annuity’s features other than tax deferral, including lifetime income payout option, the death benefit protection, and the ability to transfer among investment options without sales or withdrawal charges.

Investors should consider the contract and the underlying portfolios’ investment objectives, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectuses, which can be obtained on the prospectus page or from your financial professional. You should read the prospectuses carefully before investing.

Annuities are issued by Prudential Annuities Life Assurance Corporation. Securities products are distributed by Prudential Annuities Distributors, Inc. Both Prudential Financial companies are located in Shelton, CT. Each is solely responsible for its financial condition and contractual obligations.

Prudential Annuities is a business unit of Prudential Financial.

Wachovia Corporation is the majority owner and Prudential Financial, indirectly through subsidiaries, is a minority owner of Wachovia Securities, LLC.

Prudential, Prudential Financial, the Rock logo, and the Rock Prudential logo are registered service marks of The Prudential Insurance Company of America and its affiliates.

© Copyright 2008 Prudential Financial, Inc. All Rights Reserved.


IFS-A135796 Ed. 07/2008