ASAP II Fixed Rates

Fixed Rates as of March 1, 2010. Please Note: Prudential Annuities reserves the right to change these rates at any time without notice.

CDSC is assessed on withdrawals in excess of free withdrawal amounts. See prospectus for details.

All fixed allocations are subject to a Market Value Adjustment that may increase or decrease values if surrendered or transferred prior to the end of the stated Guarantee Period.

All guarantees are based on the claims-paying ability of the issuer. The guarantees do not apply to the investment performance or safety of the underlying portfolio in the variable annuity.

Withdrawals of taxable amounts are subject to ordinary income tax and a 10% federal income tax penalty may apply prior to age 59 1/2.

Fixed Allocations may not be available in all states, are subject to change, and may differ by state.

ASAP II is issued on form AXASP2/CRT (12/94) et al or a state variation thereof.

This material is authorized for distribution to prospective investors only when preceded or accompanies by a current prospectus containing complete information, including information on charges, expenses, and tax consequences in relation to the specific product. It should be read carefully before investing or sending money. The prospectus is the controlling document with regard to this product. You should always consult competent tax advisors regarding the tax implications of any product, or any use of any product in your particular situation.