ASL II Fixed Rates

Fixed Rates as of March 1, 2010. Please Note: Prudential Annuities reserves the right to change these rates at any time without notice.

¹ Available only on contracts sold on or after 05/01/2009.

² Dollar Cost Averaging program unavailable with the Optimum product.

The 6- or 12-month Dollar Cost Averaging program provides your clients the opportunity to ease into their variable subaccounts.This optional program, available at no additional cost, systematically transfers Account Value on a monthly basis from either a 6- or 12-month DCA Fixed Rate program to your client’s chosen variable subaccounts. Please note, the effective rate of return will be reduced because the fixed rate of interest we credit your client’s Account Value is applied to a declining balance, which is due to the transfers of Account Value to the subaccounts, applicable fees, and/or withdrawals.

This program may not be available in all states, at all broker dealers or with with all optional benefits.

Dollar cost averaging does not assure a profit, or protect against a loss.

All fixed allocations are subject to a Market Value Adjustment that may increase or decrease values if surrendered or transferred prior to the end of the stated Guarantee Period, except for those used with the 6 or 12 Month Dollar Cost Averaging program.

All guarantees are based on the claims-paying ability of the issuer. The guarantees do not apply to the investment performance or safety of the underlying portfolio in the variable annuity.

Withdrawals of taxable amounts are subject to ordinary income tax and a 10% federal income tax penalty may apply prior to age 59 1/2.

Fixed Allocations may not be available in all states, are subject to change, and may differ by state.

ASL II is issued on form 2ASL/CRT (10/01) et al or a state variation thereof.

This material is authorized for distribution to prospective investors only when preceded or accompanies by a current prospectus containing complete information, including information on charges, expenses, and tax consequences in relation to the specific product. It should be read carefully before investing or sending money. The prospectus is the controlling document with regard to this product. You should always consult competent tax advisors regarding the tax implications of any product, or any use of any product in your particular situation.

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