Annuities Disclaimer

No security or insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful under the laws of the jurisdiction. Certain products and or investment options may not be available in all states. Certain contract features may differ depending on the state regulations under which the contract is governed.

Investors should consider the contract and underlying portfolios' investment objectives, risks, charges and expenses carefully before investing. This and other important information are contained in the prospectuses, which can be obtained from your financial professional. You should read the prospectus carefully before investing.

Variable annuities are designed for retirement purposes. Withdrawals of taxable amounts will be subject to income tax, and prior to age 59 1/2, a 10% federal income tax penalty may apply. Prudential annuities do not have a front-end sales charge. However, contingent deferred sales charges may be applied to Purchase Payments withdrawn within a specific number of years after they are applied. You should consult a competent tax advisor regarding the tax implications of these products or the use of these products in your particular situation.

Neither the issuer nor distributor offers investment advice or is registered as an investment advisor under federal or state law.

Variable Annuities are not a deposit of or guaranteed by, any bank or bank subsidiary, and are not insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency. Variable Annuities are subject to investment risks, including the possible loss of the principal amount invested.

Investors should consider the contract and the underlying portfolios’ investment objectives, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectuses, which can be obtained on the prospectus page or from your financial professional. You should read the prospectuses carefully before investing.

Annuities are issued by Prudential Annuities Life Assurance Corporation. Securities products are distributed by Prudential Annuities Distributors, Inc. Both Prudential Financial companies are located in Shelton, CT. Each is solely responsible for its financial condition and contractual obligations.

Prudential Annuities is a business unit of Prudential Financial.

Wachovia Corporation is the majority owner and Prudential Financial, indirectly through subsidiaries, is a minority owner of Wachovia Securities, LLC.

Prudential, Prudential Financial, the Rock logo, and the Rock Prudential logo are registered service marks of The Prudential Insurance Company of America and its affiliates.

© Copyright 2008 Prudential Financial, Inc. All Rights Reserved.


IFS-A135616 Ed. 08/2008