Our Investment Platform

For performance, prices, holdings or other information about a specific subaccount, please visit the Prices & Performance page. Or keep reading to learn more about the unique features of our innovative investment platform.

Asset allocation - diversifying your investments among different asset classes - is an important part of long-term investing. In fact, asset allocation has been shown to have great influence on investment performance and is one of the most essential investment decisions you can make.

Historically, asset classes - stocks, bonds, and cash - take turns outperforming each other. By owning a mix of different-performing asset classes, you may help to lessen market volatility in your overall portfolio and may increase your return potential over time.

In addition, Prudential Annuities provides you with options to diversify further with non-traditional asset classes.

While asset allocation with traditional and non-traditional assets is a sensible way to balance investment risk and reward, it does not ensure a profit or protect against a loss.
Ways we can help you reach your retirement goals

There are three basic ways to invest your assets. Working with your financial professional, you can:

  1. Choose one of our turnkey asset allocation portfolios for built-in diversification.
  2. Combine any of our asset allocation portfolios.
  3. Create your own portfolio choosing from among more than 50 individual investment options from over 30 investment management firms.

Diversification does not assure against loss in a declining market.

Asset allocation is a method of diversification that positions assets among major investment categories. Asset allocation can be used to manage investment risk and potentially enhance returns. However, use of asset allocation does not guarantee a profit or protect against a loss. Inclusion of a subaccount in an asset allocation model does not indicate that it is superior to a subaccount not included in a model.

Investors should consider the contract and the underlying portfolios’ investment objectives, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.

Prudential Annuities, Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities.

Copyright © 2012 The Prudential Insurance Company of America. All Rights Reserved.

0173440-00006-00 Ed. 05/2012